FIRST COME, FIRST SERVED - Each parcel of land will be sold on a first come, first serve basis, to the first person who sends us an order accompanied by initial payment. If your order is received too late, we will return your deposit promptly, but if you make two choices as provided for on the order form on page 4, you will avoid disappointment as one of the two will almost certainly be available.

FOREIGN EXCHANGE - Purchasers outside Canada may remit cheque or money order in Canadian or United States funds. At present, we allow a five percent premium on United States Currency. This rate is subject to change.

INFORMATION contained in our property descriptions is taken from government maps, topographical maps, reports, and other reliable sources and while we do not guarantee it, we believe them to be accurate.

PROPERTY LISTS - There is no set day of publication, however, new properties become available regularly, check the Regional Listings page of our Web site for updates.

NO REAL ESTATE AGENTS - We keep our prices down by employing no agents or representatives and paying no commissions. All transactions are handled through our office in Toronto. No one can buy any one of these parcels at a price lower than that quoted in our price lists.

MAPS - Government topographical maps which are fairly detailed and cover about fifty square miles, are available with the specific locations of our properties clearly marked. Send $10.00 (including G.S.T.) for each map requested. Orders may be requested by contacting our office.

NO CONDITIONS - If you buy a property, you are not obliged to live on it or use it unless you wish to do so. If or when government approval for any deed should be necessary, our agreement to supply clear title or money refunded still applies.

NON-RESIDENTS OF CANADA - May purchase property in Canada under the same conditions as Canadian residents.

DEEDS ON FILE - We hold perfect title, in the form of Deed or Certificate of Title for every property. These documents may be inspected at our office at any time. We undertake to give you clear title or refund the amount you have paid to Canadian Northland Retreats Inc., in full, without interest or other charges.

NO MORTGAGE - Under our purchase plan, you never need carry the burden of a mortgage. When you have paid the purchase price, plus interest and any money exchange costs, we will on receipt of a four hundred dollars ($400.00) fee, convey to you a good and marketable title without mortgage encumbrances.

PROPERTY TAXES - The buyer is required to pay taxes for the current year (2004) and for the duration of ownership. Taxes are not apportioned to the date of contract. A Twenty dollar charge (including Canadian Sales Tax) per tax bill will be added for bank, handling, and maintenance fees to pay taxes and carry on necessary correspondence with Municipalities for the duration of the contract.

CANADIAN SALES TAX - The Government of Canada imposes a six percent (6%) Goods and Services Tax (GST) on the full purchase price of the property, except for the Provinces of Nova Scotia, New Brunswick and Newfoundland where a fifteen percent Harmonized Sales Tax (HST) is applicable. These taxes are payable to the Canadian Government through Canadian Northland Retreats & Resources Inc., when the account is fully paid and title has been transferred to the new owner.

TERMS - Terms of payment are quoted in the individual property descriptions and the purchaser may choose whether to take advantage of the 10% discount offered for cash or to pay in regular monthly installments. Other terms to better suit a purchaser will be considered. If payments are to be made by installments, the first monthly payment will fall due one month from the date of acceptance of the order and each month thereafter on the same date until the purchase price is paid in full. Regularity of monthly payments is essential. Interest will be calculated monthly on the unpaid balance of the account (including taxes paid on the customer’s behalf) at a rate of 11.75% per annum. Outstanding balances may be paid out at any time WITHOUT PENALTY.

EXCHANGE PRIVILEGE - If for any reason, within two years from date of original purchase, you decide to exchange your property for another property of equal or greater value, we will credit all monies paid to Canadian Northland Retreats & Resources Inc. for the property to the new account, less interest and taxes, if any. An exchange fee of three hundred dollars is payable at the time of transfer.

TRANSFER PRIVILEGE - If you decide to resell your property while still paying off the terms of sale, there will be fee of $315.00 to transfer the contracts to the new purchaser.

INSTRUCTIONS TO ORDER - Contact the head office, or write a personal letter. If you prefer to order by phone, you must send a signed order form or letter at the same time.

OFFICE HOURS - We have a competent staff to serve you by mail, telephone, or in person, between the hours of 9:00 a.m. and 5:00 p.m. Eastern Standard Time, Monday to Friday (except holidays). Feel free to visit us on the web at www.northlandretreats.com or call 416-443-0595 at any time for information.

Alternative payment plans may be designed to accommodate your personal requirements.